Foreclosure Defense Attorney in Cooper City, Florida
Foreclosure defense protects homeowners facing foreclosure through legal challenges, loan modification negotiations, and alternative solutions like short sales. Florida requires judicial foreclosure with strict procedural requirements lenders must follow. Mark Mastrarrigo P.A. represents Cooper City and Broward County homeowners in foreclosure defense, identifying defenses, negotiating with lenders, and exploring all options to save homes or minimize financial impact.
When This Service Is Needed
- You have received a foreclosure notice or lawsuit from your lender
- You have fallen behind on mortgage payments and face losing your home
- You want to negotiate a loan modification to make payments affordable
- You need to explore alternatives like short sale or deed in lieu
How This Fits Into Your Overall Planning
Foreclosure defense intersects with asset protection and financial planning. Florida's homestead exemption provides strong protection, but foreclosure can threaten your most valuable asset. Your attorney can coordinate foreclosure defense with asset protection strategies, evaluate bankruptcy options if appropriate, and help preserve your overall financial position while protecting your home and other assets from creditor claims.
Protecting Your Home from Foreclosure
Facing foreclosure is stressful and frightening. You may feel like you have no options. But foreclosure is a legal process with rules that must be followed, and there are often more options than homeowners realize.
Mark Mastrarrigo P.A. helps homeowners in Cooper City and Broward County defend against foreclosure, explore alternatives, and make informed decisions about their situation.
Foreclosure Defense
Lenders must follow specific procedures to foreclose. We review your case for defenses including standing issues, improper notice, documentation problems, and other procedural violations.
Alternatives to Foreclosure
- Loan Modification – Negotiate new loan terms with your lender
- Forbearance – Temporary payment reduction or suspension
- Short Sale – Sell the property for less than owed with lender approval
- Deed in Lieu – Transfer the property to the lender to avoid foreclosure
Time is Critical
If you're behind on payments or have received a foreclosure notice, contact us immediately. Early action provides more options.
Frequently Asked Questions
What should I do if I receive a foreclosure notice?
Act immediately. Contact an attorney to review your options, which may include challenging the foreclosure, negotiating with the lender, or exploring alternatives like loan modification, short sale, or deed in lieu.
Can I fight a foreclosure in Florida?
Yes. Defenses may include improper notice, standing issues, statute of limitations, or procedural violations. Even if defenses don't prevent foreclosure, they may provide time to explore alternatives.
What is a loan modification?
A loan modification changes the terms of your mortgage to make payments more affordable. This may include reduced interest rate, extended term, or principal reduction. We can help negotiate with your lender.
What are alternatives to foreclosure?
Alternatives include loan modification, forbearance, short sale (selling for less than owed with lender approval), or deed in lieu of foreclosure. The best option depends on your situation.
How long does foreclosure take in Florida?
Florida requires judicial foreclosure, which can take 6-12 months or longer. Having legal representation often extends this timeline, providing more opportunity to explore alternatives.
Get Help Now
Contact our Cooper City office immediately to discuss your foreclosure situation and options.
5500 South Flamingo Road, Suite 205, Cooper City, FL 33330
(954) 820-8535Last reviewed: February 2026
Protect Your Home
Schedule a consultation to discuss your foreclosure defense options.