Long-Term Care Planning in Cooper City, Florida
Long-term care planning prepares for extended care needs in nursing homes, assisted living, or at home, addressing financial and legal aspects. Planning includes cost management, legal documents, and benefit qualification. Mark Mastrarrigo P.A. helps Cooper City and Broward County families plan for long-term care, creating strategies for paying care costs, protecting assets, and ensuring proper legal authority for healthcare and financial decisions.
When This Service Is Needed
- You want to plan ahead for potential nursing home or assisted living costs
- You or a loved one needs extended care and you need help navigating options
- You need advance directives and powers of attorney in place
- You want to understand payment options including Medicaid and VA benefits
How This Fits Into Your Estate Plan
Long-term care planning is a critical component of comprehensive estate planning. Extended care costs can rapidly deplete estates, affecting what passes to heirs. Your estate plan must account for potential care needs through advance directives, financial powers of attorney, and asset protection strategies. Coordinating long-term care planning with estate planning ensures continuity of care, preserves assets, and protects your legacy.
Planning for Extended Care Needs
Most people will need some form of long-term care as they age. Planning ahead helps manage costs, ensures quality care, and protects assets for your spouse and family.
Mark Mastrarrigo P.A. helps individuals and families in Cooper City and Broward County develop comprehensive long-term care plans that address financial, legal, and practical concerns.
Care Options
- Home Care – Care provided in your home by aides or family
- Assisted Living – Residential facilities providing personal care support
- Nursing Home – Skilled nursing facilities for those needing intensive care
Financial Planning
We help you understand your options for paying for care, including private pay, long-term care insurance, VA benefits, and Medicaid, and develop a strategy that protects your assets.
Legal Documents
Proper legal documents ensure someone can manage your affairs, make medical decisions, and access information if you become incapacitated.
Frequently Asked Questions
What is long-term care planning?
Long-term care planning prepares for the costs and logistics of extended care, whether in a nursing home, assisted living facility, or at home. It includes financial planning, legal documents, and Medicaid strategies.
How much does long-term care cost in Florida?
In Broward County, nursing home care typically costs $10,000-$13,000 per month for a private room. Assisted living ranges from $3,500-$6,500 per month, while home health aide services run $25-$30 per hour. These costs can quickly deplete savings without proper planning strategies in place.
Does Medicare pay for long-term care?
Medicare only covers limited skilled nursing care following hospitalization (up to 100 days, with costs after day 20). It does not cover custodial long-term care. Medicaid covers nursing home care for those who qualify.
What documents do I need for long-term care planning?
Essential documents include durable power of attorney, healthcare surrogate designation, living will, and HIPAA authorizations. These ensure someone can manage your affairs and make decisions if needed.
Should I buy long-term care insurance?
Long-term care insurance can be valuable but isn't right for everyone. Factors include your age, health, assets, and family situation. We can discuss whether it fits your planning needs.
Related Services
Plan for Long-Term Care
Contact our Cooper City office to discuss long-term care planning for you or a loved one.
5500 South Flamingo Road, Suite 205, Cooper City, FL 33330
(954) 820-8535Last reviewed: February 2026
Prepare for the Future
Schedule a consultation to discuss long-term care planning.