Medicaid Planning Attorney in Cooper City, Florida
Medicaid planning helps seniors qualify for nursing home coverage while preserving assets for spouses and heirs. Florida's complex Medicaid rules require strategic planning including trusts, asset transfers, and spousal protections. Mark Mastrarrigo P.A. assists Cooper City and Broward County families with Medicaid planning, using advance planning and crisis planning techniques to protect assets while securing essential long-term care benefits.
When This Service Is Needed
- You or a loved one will need nursing home care and want to preserve assets
- You want advance planning to protect assets from future long-term care costs
- Your spouse needs nursing home care and you need to protect your financial security
- You need crisis planning because care is needed immediately
How This Fits Into Your Estate Plan
Medicaid planning coordinates closely with estate planning to preserve wealth for future generations. Irrevocable trusts used for Medicaid planning also provide estate tax benefits and asset protection. Long-term care planning affects how you structure your estate, beneficiary designations, and powers of attorney. A comprehensive approach ensures your estate plan accounts for potential long-term care costs while maximizing what passes to your heirs.
Protecting Assets While Qualifying for Medicaid
Long-term care costs in Florida can exceed $10,000 per month. Without planning, these costs can deplete a lifetime of savings. Medicaid planning helps you qualify for benefits while preserving assets for your loved ones.
Mark Mastrarrigo P.A. helps families in Cooper City and Broward County navigate Medicaid's complex rules, developing strategies tailored to each client's situation.
Advance Planning Strategies
The best results come from planning 5+ years ahead, before care is needed. Strategies include irrevocable trusts, strategic gifting, and asset restructuring.
Crisis Planning
If you or a loved one needs care now, crisis planning options can still protect significant assets through exempt asset conversions, caregiver agreements, and other techniques.
Spousal Protection
We ensure the healthy spouse retains maximum assets and income under Florida's spousal impoverishment rules.
Frequently Asked Questions
What is Medicaid planning?
Medicaid planning involves legal strategies to qualify for Medicaid benefits while preserving assets for your spouse and heirs. This includes proper asset structuring, transfers, and use of legal tools like irrevocable trusts.
What is the Medicaid look-back period in Florida?
Florida has a 5-year look-back period for asset transfers. Gifts or transfers made within 5 years of applying for Medicaid may result in a penalty period during which you are ineligible for benefits.
Can I protect my home from Medicaid?
Florida's homestead exemption provides some protection, but Medicaid can place a lien and seek recovery after death. Proper planning can provide additional protections for the homestead.
What about my spouse's assets?
Florida has spousal impoverishment protections that allow the community spouse to keep a portion of assets and income. Planning can maximize these protections while qualifying the ill spouse for Medicaid.
Is crisis planning possible if I need care now?
Yes, even without advance planning, options exist to protect assets. Crisis planning is more limited but can still achieve significant savings compared to spending down all assets.
Related Services
Discuss Medicaid Planning
Contact our Cooper City office to explore Medicaid planning options for your situation.
5500 South Flamingo Road, Suite 205, Cooper City, FL 33330
(954) 820-8535Last reviewed: February 2026
Protect Your Assets
Schedule a consultation to discuss Medicaid planning strategies.